Do you store my numbers?

No. Each calculator runs locally.

Is this tax or lending advice?

No. Arithmetic with documented assumptions on each page.

Fintomat / Should You Refinance?

Finance · Calculators · Runs in your browser. Nothing is sent to a server.

Break-even months on a refinance.

Balance

Current rate %

Months left

New rate %

New term (years)

Closing costs $

Results appear here.

Type the problem — numbers, a formula, or the loan fields.

Press Calculate. The answer is computed on this page.

Use the explanation, chart or schedule to check the result.

Break-even months on a refinance. Figures stay in this browser. Not professional advice.